Spark Business Card Login:

If you are looking for the exact solution for log into your Spark Business card account or if you are going through difficulties while log in, then you have come to the right place. Here you will find all your answers regarding Spark Business Card Log in and common log in issues. Let’s have some idea about Spark Business Cards.

Spark is mainly a credit card brand and it is highly popular mainly in the American market. Spark Business Card brand is been introduced in the market by Capital one bank which is a famous financial institute specialized in Credit Cards for different kind of needs. Like the same Spark business credit card also have some varieties which will be beneficial for different type of business.

Variety of Spark Business Cards and its rates and interest:

Spark Business Card Brand offers you various type of credit card products considering your business need:

Spark 2% Cash Business Card:

• If you spend $4500 in the initial three months, then you will get $500 Cash Bonus. Also, you will get an unlimited 2% cashback on daily purchases.
• Annual fee – in the first year the annual fee for Spark Business card is $0, and after that it is $95 every upcoming year.
• APR – The APR is 20.99% on purchases which is variable.
• There is also free employee card facility available for your business employees where you can set the expense limit.
• Also, there is no foreign transaction fees for this card.
• For availing this card, you should have an excellent credit score.

Spark 2x Miles Business Card:

• If you spend $4500 in the initial three months after getting the card, then you will earn a bonus of 50,000 thousand miles which you can transfer to more than 10 airlines and could get up-to $100 credit to be used for global entry. You will also get unlimited 2x miles on every purchase you made with no expiry date of it.
• Annual fee – in the first year the annual fee is $0, and after that it is $95 every upcoming year.
• APR – 99% on purchases which is variable.
• There is also free employee card facility available for your business employees with expense limit.
• Also, there is no foreign transaction fees.
• For availing this card, you should have an excellent credit score.

Spark 1.5% Cash Select Business Card:

• If you spend $3000 in the initial three months, then you will earn a cash bonus of $200. You will also get unlimited 1.5% cashback on your every-day purchases.
• Annual fee – Your annual fee will be $0.
• APR – you will get a 0% introduction APR for 9 months and after that your APR will be from 13.99% to 23.99% on variable basis.
• There is also free employee card facility available for your business employees with expense limit.
• Also, there is no foreign transaction fees.
• For availing this card, you should have an excellent credit score.

 Spark 1.5x Miles Select Business Card:

• If you spend $3000 in the initial three months, then you will earn a bonus of 20,000 thousand miles which you can transfer to more than 10 airlines. You will also get unlimited 1.5x miles on every purchase you made with no expiry date of it.
• Annual fee – Your annual fee will be $0.
• APR – you will get a 0% introduction APR for 9 months and after that your APR will be from 13.99% to 23.99% on variable basis.
• There is also free employee card facility available for your business employees with expense limit.
• Also, there is no foreign transaction fees.
• For availing this card, you should have an excellent credit score.

Also Read : Manage Your Sunco Rewards Credit Card Online

Spark 1% Classic Business Card:

• You will get unlimited 1% cashback on daily purchases that you will make using this.
• Annual fee – Your annual fee will be $0.
• APR – 99% on purchases which is variable.
• There is also free employee card facility available for your business employees with expense limits.
• Also, there is no foreign transaction fees.
• This card is more suitable to the average credit cardholders.

Benefits of Spark business cards:

• All of these cards will facilitate you with Fraud Alert messaging whenever an unwanted activity is detected.
• You can easily download your purchase history in various formats that you want like Quicken, QuickBooks and Excel formats.
• You will get a customized report of your year-end summaries.
• You will get 24*7 customer support for your issue.
• You can also fix your own monthly due date.
• You can also have an autopay feature that will pay your dues automatically and you don’t really need to lo in to your account each and every time.
• You can track your employee expenses with the Free employee card facility that will be given to you.
• You can set and customize the spending limits of your employee credit card.
• You can pay your bills online with your Spark Business Card.
• You can get unlimited cashback offers, extra miles each time you spend using your Spark business card.
• You can also avail of these cards even if you are having an Average Credit Score.

What are the Requirements to Log in to your Spark Business Card Account:

For log in to your Spark Business Card account, you should need a few things. As mentioned below –

Internet: You must have a valid internet connection to access their official website for log in procedure.

Electronic Device: You can log in using any electronic device such as a tablets, smartphones, desktop or laptop.

Personal Device: If you are logging in from your personal device you can save passwords and make secure browsing for future log ins from your device.

Login Credentials: Your login credentials are equally important which you must remember at the time of log in. For this you have to register your credit card account first.

How to Log into Spark Business Card account:

Below we will brief the step by step log in procedure of Spark Business Card Online Account. Please read below article carefully in order to have a successful login.

• First of all, you need to go the official website of the Capital One or you can browse following link for direct access www.capitalone.com.
• On that page you will see the option ‘Sign In’ on the top right corner of Menu Bar.
• When you click on this option, the sign-in page will open.
• Also you can directly open the sign-in page from the following link – verified.capitalone.com.
• There you need to enter the Username and Password of your Spark Credit Card account.
• Also, you need to tick the small box beside ‘Remember Me’ if you want to save your account details for future reference with your login the device.

• Now you have to click on the ‘Sign In’ button in order to proceed to the final stage.
• Following the above steps correctly, you will be successfully logged in to your Spark Business Card Account.

By log in to Spark Business Card account you can manage your account online and get the above described benefits easily. But for log in you must know some other details like how you can apply for your card, how to register your card etc. All you need to do is to read the below article carefully and follow the steps as mentioned for a successful log in.

How to Apply for Spark Business Card:

You have to apply online in order to get your Spark Business card in your pocket. Please follow the below procedure.

• Go to the official website of Capital one i.e. www.capitalone.com.
• Select the option Credit Card from the menu bar and then click on Business Reward Card option.
• When you click on that Business Reward Card option, another page will open where you can see brief description of all the types of Spark Business card there.
• Each Business credit card has a separate ‘Apply Now’ option available.
• You have to choose the appropriate Business Credit Card for you as per your business type and click on Apply Now
• After you click on that option, a new page will open which is the online application form. There you have to enter your email address, business information, additional business information, personal information.
• After filling up the form correctly, you need to check the terms and conditions in detail and also have to tick the Electronic Communications Disclosure box if you agree with the credit card terms and want to pursue further.
• Now, you have to click on Continue

You will be redirected to another page where you need to follow further instruction. After that your credit card application will be submitted.

How you can register your Spark Business Card online account:

After you get your credit card you have to first register the same in order make future online transactions. Please follow below steps for detail guide lines.

• Go to the official login website i.e. verified.capitalone.com. Also, you can open the log in page from Capital One’s official website as described before.
• There below the sign in button you will see an option written in blue ‘Set Up Online Access’
• Click on that option and you will be sent to the Capital One enrolment page.
• There you need to enter your Last Name, Social Security Number/ ITIN / Bank Account Number.
• After entering the above correct information, you have to click on Find Me
• In the next steps you need to follow few more instructions and after that you will be able to successfully activate your Spark Business Card Online Account.

Forgot Username or Password of your Spark Business Card Account:

If you forgot the Username or Password or both of your Spark Business Credit Card then you need to follow below mentioned procedure in order to reset it back.

• You have to go to the official website of Capital One and from there you need to open the Log in page as mentioned above. Or you can directly open the login page with above mentioned link.
• In the log in page, below the Sign In button, there will be a link written in blue as ‘Forgot Username or Password?’.
• Click on that option and another page will be opened where you have to enter few information.
• You need to enter your Last Name, Social Security Number, Date of Birth to the appropriate boxes.
• Lastly, you need to click on Find Me
• In the next step, the portal will first verify your identity and then send you password and username resetting link.

Spark Business Card Payment:

For payment there are two ways –

The first process is you can pay your dues online by log in to your respective Spark Business Card account. After log in you just need to look for the payment option, select the amount and click on payment. Also, you can set auto manager option in your account which will automatically pay your dues on the due date.

In the second option, you can manually send the payment for your Spark Business Card in the following mailing address –

Payment Address — ‘Small Business Instalment Loan, Capital One, PO Box 105474, Atlanta, GA 30348-5474’.

Contact Details:

• For online contact, you can directly browse this link – www.capitalone.com/support-center/contact-us.
• You can also call for Spark Business Card Customer service in the following number –

1 -800- 867- 0904. You can call on this number 24 hrs a day for all the 7 days of a week.

• For your online banking related query regarding Spark Business Card you can call in the following number 1 -866 -750 -0873. This number is also available on 24*7 basis.
• If you have lost your Spark Business card then you can call on the following number for assistance 1 -804 -934 -2001. This is also a 24*7 helpline number.
• You can also follow Capital One through their social media accounts.
• If you want to send mail, then you can address your mail to below mailing address –

Kind Attn: ‘General Correspondence, PO Box 30285, Salt Lake City, UT 84130-0285’.

Reference:

verified.capitalone.com