Application Process For Umb Simply Rewards Card

by admin June 19, 2020

How to Apply for UMB Simply Rewards Visa Credit Card

UMB Simply Rewards Visa Credit Cardis credit card is one of the no annual fee credit cards. The reward points do not expire furthermore you earn a higher rate on grocery stores, restaurants and gas stations. Majorly the credit card is a good one as it has a wide range of benefits including cash backs and rewards in many categories.

However, the above-mentioned information is not adequate in order to decide whether the credit card is worth obtaining. Here you can find detailed information related to the UMB Simply Rewards Visa Credit Card. Read the guide below for how to apply for UMB Simply Rewards Visa Credit Card.

Benefits of the UMB Simply Rewards Visa Credit Card

  • The credit card is enough to fetch you rewards on using it for in-store purchases, gas purchases and grocery.
  • While using the credit card at other destinations you would receive 1 point for every $1 spent.
  • In the first 60 days of account opening, you would get 1000 bonus points.
  • Sign up bonus of the credit card is 20,000 bonus points which is spent after making purchases worth $1,500 in the first three months.
  • The earned reward points expire after 5 years.
  • Get 3X reward points on dining at restaurants and grocery.
  • For approval, you need to have a credit score of a minimum 300.

UMB Simply Rewards Visa Credit Card Rate and Fee

  • APR rate of the credit card is 14.24% to 20.24% based on the creditworthiness of the user.
  • The interest rate for purchases and balance transfers should be 0% in the first year of account opening.
  • The balance transfer fee is 3% or min $15.
  • For late payments, there is a $38 fee.
  • The credit card company does not charge an annual fee.

UMB Credit Card Respond to Mail Offer

If your credit score is good or you have been a customer of the bank you might get the pre-approved credit card offer from the bank. However, ones who wish to get the credit card can apply online or at an UMB location.

The card can be applied without an offer code and the application is open to anyone willing to obtain it. Follow the application guide below and you are ready to go.

Requirements for Application

  • For getting the card one should be at least 18 years of age.
  • Have a valid SSN
  • Be a resident of the United States.

How to Apply for the UMB Simply Rewards Visa Credit Card

  • To apply for the UMB Simply Rewards Visa Credit Card you need to open the application page.

UMB Credit Card Apply

  • Once the website opens there will be an application form. Enter the following information in the General Information Section:
  1. First name
  2. Last name
  3. Date of birth
  4. Social security number
  5. Confirm social security number
  6. Mother’s maiden name
  7. Email address
  8. Confirm email address
  9. Address line 1
  10. Address line 2
  11. City
  12. State
  13. Zip code
  14. Length at residence
  15. Primary phone
  16. Alternate phone
  • Next there will be the financial information section. Enter the following data:
  1. Employment status
  2. Position
  3. Employer name
  4. Length of employment
  5. Previous employer name
  6. Position
  7. Length of employment
  8. Monthly housing payment
  9. Primary financial institution
  10. Gross annual salary
  11. Gross annual other income
  12. Other income source
  • Check the box below to add authorized user.
  • Read the terms and conditions and rate and charges of the credit card.
  • Check the box below to agree to the terms and conditions and click ‘Submit’.

Also Read : Citi Credit Cards Application and Online Account Management

Check Application Status

If you are willing to check your application status then you need to call on 800.699.8702.

UMB Simply Rewards Credit Card Customer Service

Call on800.699.8702 or 800.821.5184.


For getting the credit card you need to fill out the application page at the website of the bank. Application is easy at the web portal of the UMB. You simply need to have your personal and financial details handy.

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